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More about Disability
and Family Leave
I can say now, after
the fact that it was
actually very easy.
In a nut shell: Disability
lasts for 6 weeks for
regular delivery and
8 weeks for a C-section.
Once your Dr. completes
the disability form,
which most OB/GYN's
have in their office,
you have to wait the
7 day waiting period
after delivery before
you mail in your application.
Once you mail it, you
can expect your 1st
check in about 2 weeks.
If there is a problem
or questions about your
application, they call
you! At some point you
receive a final check
for Disability and a
notice to sign if you
want to extend this
Disability for 6 more
weeks at the same 55%
of your salary in the
the Family Leave Program.
You can receive both
Disability and Family
Leave money. Disability
comes first. There is
no 7 day waiting period
between Disability and
Family Leave. Employers
have very different
ways of handling the
55% payment, so check
with your Human Resources
or Personnel office
but also try to contact
a coworker who has recently
been on maternity leave
for tips. State employees
and some teachers are
not eligible for this
program. For more information
on State Disability
Programs related to
pregnancy go to http://www.dol.gov/
For more information on the FMLA and family leave policies contact:
U.S. Department of Labor
Wage and Hour Division
200 Constitution Avenue, NW
Washington, D.C. 20210
Phone: 1-877-889-5627
http://www.dol.gov/
FMLA http://www.dol.gov/whd/fmla/index.htm
National Partnership for Women & Families
1875 Connecticut Avenue, NW, Suite 710
Washington, DC 20009
Phone: (202) 986-2600
Fax: (202) 986-2539http://www.nationalpartnership.org/
Families and Work Institute
267 Fifth Ave., 2nd floor
New York, NY 10016
Telephone: (212) 465-2044
Fax: (212) 465-8637http://www.familiesandwork.org
More about: The Family Medical Leave Act
When
using PPO insurance
all services will be
billed separate
With a PPO type plan,
lab tests, anesthesiologist,
and any assisting Dr's
will all send you separate
bills in addition to
the bills you expected.
Some of these people
(who you do not have
the option to choose)
are considered "out
of network" meaning
your insurance will
try to pay less than
you expected. If an
"out of network" Dr.
was one that assisted
and you did not choose
them, such as an anesthesiologist,
some insurance companies
will treat the claim
as an "in network" claim.
You have to call them
though.
But
worse than that is the
3-10 calls per claim
(I had about 15 claims
related to pregnancy
and newborn care). That
is hours on the phone!
By having a PPO plan
you will usually pay
$1,000-$3,000 extra
if not more. The money
was not as much the
issue for me, but the
hassel of having to
fight the system for
every claim to be covered
was annoying.
Also,
many insurance plans
cover newborns on your
plan for 30 days while
you establish a plan
for them either with
your insurance carrier
or with another company.
If your baby is using
your plan, they rarely
tell you that your baby
needs to meet a deductible
of their own. Even if
your deductible has
been met, there is a
new detucitble for your
baby. They also deny
payments for routine
visits and will only
pay if there is a problem.
Yet they never tell
you that.
The
pregnany care beforehand
might be different so
make sure to compare
what you get with HMO
vs. PPO.The best solution
for all these problems
is to change to HMO
during open enrollment
periods if you can find
an HMO doctor that suits
you. Then change back
to a PPO type plan after
the baby so you have
access to your "choice"
doctors. Talk to the
Human Resources department
at your company or organization.
It takes more than
6-8 weeks to heal from
a C-Section/Cesarean
or regular delivery
I had a C-section and
based on my experience,
you will still be sore
in you lower abdomen
for a few months to
a year. Later as things
heal, feeling is lost
in the lower abdomen
due to the cutting of
nerve fibers. Eventually
they should return to
almost normal, although
I have spoken to a few
women who still had
pain, itching, or numbness
a year later. For me,
one of the most terrible
things about the C-section
was if anything touched
my stomach during the
first month and a half
(not even the incision
area), it really hurt.
Even a bed sheet at
night hurt. I was lucky
it was summer and the
weather was warm so
I slept without covers.
In addition
to the pain at incision
site and in lower abdomen,
you also need constant
care for the first few
weeks while trying to
care for your baby.
It hurts to get up.
For scar care, to keep
your scar from getting
infected, take a wash
cloth and dip it in
warm water with a few
tablespoons of Epson
Salt three times a day.
Leave the wash cloth
on for 5 minutes each
time. Put Neosporin
on scar once a day too.
Overall, I had an earthquake
in almost every system
in my body. Nothing
feels the same for months.
To minimize all this
as much as you possibly
can, be sure to follow
your doctor's recovery
procedures closely and
report all symptoms
to your doc, even the
embarrassing ones.
Weaning from Breastfeeding
was not fun
I had such a hard time
finding good information
on this topic. Since
the world is pro-breastfeeding
and with good reason,
it seems like they do
not want to talk about
weaning. The sites and
books I reviewed always
talked about the effect
weaning has on your
baby, but what about
the effect it has on
you?
When
I decided to stop breastfeeding
it was nothing I could
have even expected.
I slowly weaned in combination
with breastfeeding and
pumping. Once you start
reducing your milk supply
things can get painful
fast. It took about
3 weeks for the pain
to end. The 3 weeks
felt more like 3 months!
I thought it would never
end. It was always worse
in the morning after
laying down for an extended
period of time. Hard
spots in the breast
and clogged ducts are
common.
To treat
your breast discomfort,
take a hot shower or
bath each morning and
place hot wash cloths
on the sore areas. After
your shower, put ice
packs or cabbage leaves
in your bra (which are
cold and act as formfitting
ice packs - cut center
out for nipple). Repeat
mid-day if needed.
When
breasts are burning,
heavy, or sore use breast
pump for 2-5 minutes
on each side for first
few days, then one minute
only on each side for
a week. Or to make it
easy, pump until you
are comfortable but
try to stick to 1-2
minutes each side. Some
women say weaning came
without much pain. I
hope you are one of
those women. I sure
was not. When you wean
your baby, you will
probably feel a sense
of guilt, which is totally
normal. Remember you
did the best you could
and there are so many
adults these days that
were not breastfed and
they are fine! Plus
infant formula is just
getting better and there
are so many other ways
to bond.
Signing-up
for free Baby Magazines
Expect to get lots of
coupons and free cans
of formula. But you
also get junk mail.
The reason I know this
is because when I signed
up for the American
Baby magazine, I used
a different last name
so I could see what
came from the company.
I was able to see who
they sold my name and
address to by what I
got in the mail under
my "assumed" name. I
got lots! Make sure
to check that formula
cans are not dented
or expired before using
them. Always clean the
inside of the formula
can lids too.
Baby swings and saucers
are not ideal in the
early days until a baby
reaches about 3 months
and can hold his/her
head up.
There are swings that
recline but most do
not.
Having your baby hold
their head up in a swing
before 3-4 months will
be very tiring and should
be limited if your baby
starts to get fussy.
After the 3-4 months,
they are the best invention
ever! If your baby is
bored, fussy, or tired,
a swing is very useful.
If your baby has colic
a swing can be useful
early on.
Growing
feet??
Yes my feet did swell
and never went back
to the original size.
I grew more than one
whole size. It can happen………
Products
I did NOT need:
Baby
Monitor -
Can be a necessity if
you have a large house
or a loud air conditioner
or heater. I bought
one when my baby was
5 weeks old so I could
go by the pool while
my baby was sleeping
inside. I have only
used it twice. If you
use a monitor during
the night, you will
be awakened by all the
sounds a baby makes
while sleeping. It might
also cause you to run
in the room (possibly
waking the baby) when
s/he would have gone
back to sleep in less
than a minute. Don't
get into a neurotic
habit of constantly
checking on the baby
when the baby is in
a safe place like a
crib. Always wait 30
seconds to a minute
before you respond to
any cry.
Bottle
Warmer -
These are not necessary!
Instead just take a
standard mug and fill
it half full way with
water. Then, for a 4-6
oz. bottle, microwave
for 2 minutes. Place
the bottle in it for
about 2-3 minutes without
the top. For a bottle
larger than 6 oz. place
in water for 5 minutes.
Always test. If it is
too hot, just set it
down top off for a minute
or two. It will cool
very quickly. Time may
vary slightly depending
on microwave. You can
always add some cold
formula in the bottle
to cool it as well.
Crib
Bumper Pad -
When your baby can roll,
it might be a suffocation
hazard. On the other
hand, a few active babies
might need the cushion.
Most don't. Without
a bumper, your baby
can look out to see
their wonderful room.
You can also peak in
and see your baby in
the crib without disturbing
the baby. It is fine
to close your baby's
bedroom door while they
sleep. Just leave it
ajar. If they are upset,
trust me, you will hear
them!
Baby
Sling or Carrier
- These are very heavy
and hard on your back.
Babies start getting
heavy very quickly.
Some parents who have
babies with colic or
who always wants to
be held say it works
for them. Most moms
and dads say they never
use it or have used
it only once or twice.
Products
I DID need:
Microwave
Sterilizer
- So easy and fast it
made sterilizing simple.
Bouncy
Chair with Vibrator
- A favorite spot to
sit for most babies-buzzer
is amazing to stop a
crying baby!
Sleep Positioner - Get
the one with
an adjustable velcro-washable
too.
CD's
with lullabys or baby
music - It
can be hard to find
appropriate music in
your collection, and
classical radio has
too many commercials.
Bibs
(Adjustable with Velcro)
- Secure
velcro before washing.
Bottle
Brush and Drying Rack
- There are
ones that sit on the
sink edge and drain
into the sink. Also
it is useful to buy
a basket for your dishwasher
if you plan to wash
nipples/rings and pacifiers
that way. Bottles can
also be washed in the
dishwasher.
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